Privacy Policy
Calculator Data Usage
The inputs you type into most of our calculators stay inside your browser and are not sent to our servers. If you sign in and choose to save a mortgage plan, we store the plan name, mortgage assumptions, and extra payments you entered in your account; we do not store a calculated amortization schedule. Searches that return zero results may be aggregated and logged to help us improve the search tool.
Local and Session Storage
Our local banner offers Accept site cookies, Reject optional, and Customize. Optional storage is off until allowed: figur-theme remembers light/dark appearance, and figur-preset-mode-* remembers the browser/account pricing-preset view per account and tool in localStorage. These values have no independent expiry; we remove them when permission is rejected, withdrawn, or expires. The shared sidebar component can write sidebar_state, a seven-day path=/ cookie, only with permission; current public pages do not mount that component. Controls remain usable during the visit without saving. Rejecting removes only registered optional preferences, not requested calculator inputs or histories, saved presets, document details, favorites, plans, account data, or authentication. Necessary figur_cookie_preferences stores the scope version, preference permission, saved time, and a 365-day expiry; expired or older-scope choices are requested again. If local storage fails, we try sessionStorage (figur_cookie_preferences_visit) for this visit, or memory if that fails too. Optional persistence requires a successfully stored local permission. If saving or clearing fails, the banner warns you; browser settings may be needed to clear residual data. Reopen Cookie settings in the footer anytime. Browsing, scrolling, or reading this policy is not consent. These settings do not grant Google advertising consent or promise to stop ads; advertising choices are managed separately by Google.
Requested Features and Vendor Storage
Requested-feature storage: figur_general_calc_state and figur_tape_calc_state keep calculator work, and figur_magic8ball_question / figur_magic8ball_customs keep the question and custom answers in sessionStorage for the tab session. figur_scientific_history, figur_calculus3d_history, figur_calculus3d_expr_history, figur-pricing-presets-v1, and figur-document-identity-v1 retain calculator history, saved assumptions, and the document details/storage destination you request in localStorage until cleared or removed through the feature; they have no automatic expiry. The session marker figur-account-deleted shows deletion confirmation once; figur-published-smoke-trigger-error is a diagnostic test trigger, not tracking. Favorites, plans, and signed-in account records use account services, not optional display-preference storage. Sign-in is handled by Clerk. Google manages advertising storage separately. Vendor cookie names, durations, and regional behavior depend on their live configuration and have not all been verified; this inventory is not a claim of universal legal compliance.
Accounts and Authentication
Creating an account is entirely optional. If you choose to sign up, we use Clerk to securely handle your authentication and account data.
Account Data and Deletion
Depending on the features you choose, an account may store favorite calculators, mortgage plans, pricing presets, conversion references, business details, and uploaded logos. Mortgage plans are linked only to the account that saved them. You can export or permanently delete individual plans from the calculator. We also store the version and time of your policy acceptance. You can permanently delete the account and all of its saved plans from the account page.
Third Parties and Advertising
We use Google AdSense to help fund the free service. When ads are served, third parties including Google and its advertising partners may place and read cookies on your browser, use web beacons, and collect or use IP addresses and other identifiers. They may process information about your browser and device to deliver and measure ads, including relevant ads where permitted. In some jurisdictions (such as California), this activity may be considered 'sharing' under applicable privacy laws. We do not sell your data for money.
Retention and Security
We retain each saved mortgage plan until you delete it or delete your account. We retain other account data while the account exists or as needed to operate and protect the service. We use reasonable security measures, but no Internet-connected system can guarantee absolute security.
Children and Policy Changes
Figur is not directed to children under 13. We may update this policy and will publish the new effective date. Material changes may require renewed acceptance.